The Senior Observer

 This is how Retirement centers work.   You know, the kind where you buy in with a large deposit.  Then in return they say they will never kick you out for lack of money.  Sounds great,  just what you are looking for.  /security. Of course during your stay they keep tapping your bank account for a large amount each month to pay into the fund for indigent residents at the 
center in addition to everything else you get there. Medical, guests with you at meals and so on .  So if you are one of those people who live a long time what you thought was enough to keep you in retirement you find  you are running out of cash and need to take advantage of their promist to keep you there for the rest of your life. Inflation has ruined your retirement money.  
This is how it worked at the Hearthstone an upscale  non-profit retirement center operated by the Lutheran church.  I managed the money for one the people who had bought in and she did just that.  She outlived her nest egg and was in a position where she had no way of paying her stay there.  It has been inflated away.  So when she became unable to pay the full expenses of her stay they immediately began procedure to get her on Medicaid. This was a shock to this sensitive lady because to get her on it she had to declare she was indigent.  That was a shock to her.  Independent all her life and now destitute.  In the meantime the Hearthstone got to use the money she and others paid into the fund  for the Churches benefit.  You the public paid for it. They did millions of dollars upgrading the Hearthstone instead of reducing the costs of the people who stayed there.  So that is how it works.  If you don't live long it works OK. But Die, Die, Die first please. Note that non-profits are the fanciest ones around.  Is that the way God works.?